Terms of Service

Agreement to Terms

By accessing or using the Saddiq Books website (saddiqbooks.com) or our professional services, you agree to be bound by these Terms of Service. If you disagree with any part, please do not use our website or services.

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1. Services Provided

Saddiq Books offers bookkeeping, tax preparation, payroll processing, LLC formation assistance, and related financial services. All services are provided based on the specific agreement signed between the client and Saddiq Books.

2. Client Responsibilities

You agree to:

• Provide accurate, complete, and timely financial information.
• Cooperate with our team to complete services.
• Pay all fees as agreed in your service contract.
• Maintain confidentiality of your login credentials for any client portals.

3. Payment Terms

Fees for services are outlined in your engagement letter or proposal. Payment is due as specified (monthly, quarterly, or one-time). Late payments may result in service suspension. We accept major credit cards, bank transfers, and online payments.

4. Refund Policy

Due to the nature of professional services, all fees are non-refundable once work has commenced. If you cancel before work begins, a full refund will be issued. For monthly subscriptions, you may cancel with 30 days' notice; no refund for the current month.

5. Confidentiality

We treat all client financial data as confidential. We will not share your information except as required by law or with your explicit consent. Our data protection practices are detailed in our Privacy Policy.

6. Limitation of Liability

To the maximum extent permitted by law, Saddiq Books shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services or website. Our total liability shall not exceed the fees paid by you in the 6 months preceding the claim.

7. Disclaimer of Warranties

Our services are provided "as is" and "as available." While we strive for accuracy, we do not guarantee that our work is error-free or that our website will be uninterrupted. Tax advice is based on current laws, which may change.

8. Intellectual Property

All content on this website (text, graphics, logos, images) is the property of Saddiq Books and protected by copyright laws. You may not reproduce, distribute, or create derivative works without permission.

9. Third-Party Links

Our website may link to external sites. We are not responsible for their content or practices.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Delaware.

11. Changes to Terms

We may update these Terms from time to time. Continued use of our website or services after changes constitutes acceptance of the new Terms.

12. Contact Information

If you have any questions about these Terms, please contact us:

• Email: saddiqbooks@gmail.com
• Phone: +1 (555) 123-4567